Card charge credit porn reverse

Programming in the Adult Entertainment Industry Is Broken | Hacker News

card charge credit porn reverse

Stop giving your card number out online without adult supervision. . no calling the bank to cancel a charge unless it's an actual credit card. The charge on curbstop's credit card is for Dental admissions testing credit card and decided to play a prank on me.. could you reverse these charges? works great when you order Skinemax porno flicks and don't want to. Since the Credit Card companies & banks create lots of problems as soon as sex is allowed to charge to exactly what the customer is willing to spend on porn. People would reverse the transaction, still enjoy porn and the company goes .

As long as I can remember. The main company that seems to be able to process credit cards for porn is CCBill. They seem to have no real competition other than small fringe services. As soon as those services get big enough it raises flags and they get shut down.

You can sell snake oil on Shopify all day long but sell a JPG with that shows female nipples and it raises flags. Does anyone know WHY this actually is? Can somone with inside knowledge explain? Porn has come such a long way in the last 10 years. There is so much great pornography out there now I feel like you could actually change the way people think about it and maybe even clean up the industry.

My biggest challenge of that time was reliable billing. That said, it wasn't quite as bad as you make it out to be. When you have a long history of low chargebacks you can make some deals, and even then there were a few options.

We always had a few processors integrated at any one time because 1 any processor could pull the plug on us with minimal notice and 2 these organizations tended to be technologically inept and their platforms were not reliable. Some payments we processed through our own merchant account. This way, you get to keep the item for free without even paying for it.

However, I'm sure bad things might happen if you do this all the time. Once or twice in your life is fine, however. I did a charge back on my Debit card recently. Technically, I had every right to do it some random company just started billing my card, but rather then try to work it out with them, I just decided to do a charge back within 90 days. When I finally did call the company, I got a computer that asked for my 'account number' for which I have no idea.

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I did eventually send them an email after they billed me again. Call them back and tell them that you couldn't get ahold of the company. Why the hell did you buy this, by the way? Do you want to be a dentist?

Maybe you should just take the test. VISA will put the money in your account with a hold on it and then the merchant has the opportunity to re-present the charge, which they will probably do. If they do so, the money leaves your account again. You can just leave it at that if you like, or you can contest the re-presentation of the charge.

At that point, the merchant has to provide proof that you authorised the charge. If they can't prove it, you keep the money and the merchant is fined. A signed stub counts as authorisation; the result of a web transaction I'm not sure but I guess it depends how much it has your name and address stamped all over it and what records they kept.

Why the hell did you sign up for some dental skill-test in another country!? This is a basic problem for online merchants, because if they get too many chargebacks, their merchant accounts will be cancelled. Regular online retail gets chargebacks at something like twice the rate of brick-and-mortar retail, and stuff like porn -- in large part due to, most likely, spouse deniability reasons -- has even higher chargeback rates.

That said, I would first try to discuss with the merchant if an exception could be made, since there was a mistake -- e. Given you've your "character" has already raised the fraud issue with the card folks, it's going to be difficult for you to pursue any honorable loopholes.

Just contact the ADA people and tell them it was a mistake, you don't want to take the test, yadda-yadda. Tell them you'll just charge it back to them anyway, so they might as well reverse the charges on their own and cancel your test registration.

card charge credit porn reverse

This will will likely work, if you're firm enough. It will also likely be a big pain in the ass and involve a lot of phone time, which is your penalty for being dumb. If they refuse to reverse the charges, I believe you can ethically dispute the charge with your card issuer, as you are not receiving the service that you paid for and you will have made a reasonable effort to resolve the matter with the business.

Simply call, and explain that it was a mistake. And do it asap. If the person on the other end is unsympathetic to your plight, try your CC company.

card charge credit porn reverse

Explain that you mistakenly ordered the thing and have them charged back. Um, just as a side, concern for how it is going to damage your life is not character; that's looking out for number one. This entire thing sounds like you trying to weasel yourself out of a bad purchase and pushing the onus on someone else; to be blunt, that's exactly the opposite of character.

Talk to them, explain your situation; they did warn you beforehand, so if they don't return it, pay the price and learn a lesson. Read up on the first chapter of Harry Mathews' OuLiPo novel Tlooth for more insight into the dastardly dentist archetype. Climb up the food chain over there, and speak to a manager or CSR supervisor.

If they still refuse, it was a pretty damn stupid thing for you to do, but you could do a chargeback.

This problem has existed forever. As long as I can remember. The main company th | Hacker News

Note that chargebacks are a major bitch for merchants. Start reasonably, then escalate. Do not report your card stolen. Boy who cried wolf ramifications there. I have an online retail business. A while back, I had a bank error that caused about 12 of my credit card payments to get double-charged.

One of the customers involved immediately did a chargeback, without even calling me first to say "Hey, why did I get double-charged? The bank -- well, the merchant account gateway people, technically -- fixed their error, but the chargeback had already been filed.

So my customer got the money back twice and I had to pay a fee. Eventually I was able to talk the customer into straightening things out with his bank so I would get the proper payment back, but I was still out a fee.

The thing is, people have got this idea that chargebacks are just easy and that's what you should do anytime there's any problem, or you have second thoughts. The first step should always be to contact the retailer. Give them the chance to work things out. Chargebacks should only be used when the situation absolutely has to be escalated. People who chargeback at the drop of a hat shouldn't have credit cards. A lot of people shouldn't have credit cards.

You got some strange error and then, bang, next thing you know you've ordered some strange product that you would never normally order. Do not ask them for a refund. A refund is what happens when you intentionally buy something and then want to get your money back. The 'No Refunds' policy should not apply in this place. Simply make it clear that you have no intention for paying for the product and it's in their interest to cancel the order before it ships.

So there is no product to ship back, or to claim was never recieved.